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70.3 / Half Ironman Predictor

Predict your Half Ironman 70.3 finish time.

Enter sustainable training paces for each discipline and we'll model realistic swim, bike, and run splits plus transitions. Toggle between metric and imperial (US) units. Numbers update live.

Units
Race-day conditions
Course profile
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Predicted 70.3 finish
5:15:35
Swim 1.9 km
34:50
T1
4:00
Bike 90 km
2:48:45
T2
2:30
Run 21.1 km
1:45:30

How to enter race-realistic paces

  • Swim: use your CSS pace (Critical Swim Speed), not 100m max effort.
  • Bike: the speed you can hold at ~75–80% of FTP for 2h30 on race terrain.
  • Run: open half-marathon pace + 15–30 sec/km (or +24–48 sec/mi) for off-the-bike fatigue.

Want a full 24-week 70.3 plan?

Our 24-week Half Ironman program is built by an RRCA/USAT-certified coach and used by athletes targeting sub-5h and sub-4:30 70.3 finishes.

Going full distance?

Predict your full Ironman 140.6 finish — 3.8 / 180 / 42.2 km with transitions.

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Methodology and assumptions

70.3 split projection from standalone swim, bike and run ability

Swim 1.9 km from CSS; bike 90 km from FTP and an assumed intensity factor of 0.78–0.83;
run 21.1 km from VDOT half-marathon pace de-rated for accumulated bike load; plus transitions.
What it assumes
  • You ride the bike leg at an intensity factor appropriate to a 70.3, not at threshold.
  • You have fuelled adequately — the model assumes no bonk.
Known limitations
  • The bike-to-run de-rating is a practice heuristic, not a published coefficient.
  • Hot races, hilly courses and non-wetsuit swims all break the projection.
Validated on

Not externally validated. Component models (VDOT, FTP, CSS) are cited; the assembly is this practice's own.

Verification

Formula, constants and cited sources last verified on . Spotted something wrong? Email breno@brenoamelo.com and it gets corrected and dated.

How the 70.3 prediction is calculated

Each leg is predicted from a standalone benchmark, then adjusted for the fatigue the previous leg leaves behind.

The run carries the largest correction: most age-groupers run 30-75 seconds per mile slower off the bike than in a standalone half.

Transitions default to realistic age-group times rather than professional ones.

Sources

References

Every physiological claim on this page traces to one of the primary sources below — the original paper, textbook or governing-body standard, not a secondary write-up.

  1. 01Daniels J (2021). Daniels' Running Formula, 4th edition. Human Kinetics, Champaign, IL. ISBN 978-1-4925-7443-2
  2. 02Allen H, Coggan AR, McGregor S (2019). Training and Racing with a Power Meter, 3rd edition. VeloPress, Boulder, CO — defines FTP and the seven-level power training zones. ISBN 978-1-937715-93-4
  3. 03Wakayoshi K, Ikuta K, Yoshida T, et al. (1992). Determination and validity of critical velocity as an index of swimming performance in the competitive swimmer. European Journal of Applied Physiology 64(2):153–157. doi:10.1007/BF00717953
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Using this page in your own work?

Copy a formatted reference below. If you are quoting a number from this page, please link back to it so readers can check the source and the date it was last reviewed.

Breno Melo, "Half Ironman 70.3 Time Predictor — Breno Melo Endurance Coaching", Breno Melo Endurance Coaching (last reviewed 18 May 2026). https://www.brenoamelo.com/calculators/half-ironman-time-predictor

Frequently asked
How accurate is a Half Ironman 70.3 time predictor?

Within roughly 5-8% if you input race-realistic paces: swim CSS, sustainable bike speed or power, and open half-marathon pace plus 15-30 seconds per kilometre for accumulated fatigue.

What are the Half Ironman 70.3 distances?

1.9 km (1.2 mi) swim, 90 km (56 mi) bike and 21.1 km (13.1 mi) run - 70.3 miles in total.

How long do transitions take in a 70.3?

Age-group athletes typically take 3-5 minutes for T1 including the wetsuit strip, and 2-3 minutes for T2. The default here is 4 minutes T1 plus 2.5 minutes T2.

What is a good 70.3 finish time?

Sub-6 hours is a solid age-group result, sub-5 hours is competitive, and podium times in most age groups sit between 4:20 and 4:50 depending on the course.

How hard should I ride a 70.3?

Around 75-82% of FTP as normalized power for most age-groupers. Riding above that range reliably costs more time on the run than it saves on the bike.

Does the course profile change the prediction?

Considerably. A hilly bike course with 1,200 m of climbing can add 15-25 minutes over a flat one at the same power, and it raises the run penalty too.

Related reading
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That is your predicted split. Apex builds the training that makes it real.

A 70.3 prediction assumes you can run off a 90 km bike. Apex builds the bricks, long rides and fueling rehearsals that make the assumption true.

  • Swim, bike and run built into one week that actually fits
  • Long-day fueling and pacing rehearsed in training, not on race day
  • Adaptive re-planning when travel, weather or fatigue break the week

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From the coach

A 70.3 prediction is one thing. Executing it is another.

1:1 coaching builds the 16-24 week block, the race-week plan, and the pacing strategy that gets your predicted time onto the clock.

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